Category: Personal Finance

  • The DREADED PROVIDENT FUNDS

    The DREADED PROVIDENT FUNDS

    Done! I’ve set up my Emergency fund! Fantastic. You will now be able to afford your life if you get laid off for the next three months at least. I’m guessing if you’re reading this, you’re employed on a salary. Let me ask you this, when was the last time you looked at your payslip?…

  • I have an Emergency!

    Kay. Thanks. I already have a bank account and a mobile app. Now what? Awesome! This is India specific – get your Aadhar card connected to your mobile phone! Everything happens through OTP (One time password) these days, so your mobile number needs to be updated and connected to your Aadhar because thats how most…

  • Making room

    Making room

    Where to begin? Start with ensuring that your bank is actually at your fingertips. Meaning that it has a good mobile app, that works and is real time. There are many banks out there whose mobile app sucks, I’m not going to list them out here as I’m not endorsing any bank in particular. Ideally,…

  • We are OKAY.

    One of the things I encourage you to do is to take a good look at yourself. You’re probably reading this on your phone/laptop? You’re already better off than most people on this planet. Let’s orient ourselves and acknowledge our privilege. This doesn’t mean we don’t take full advantage of the privilege that we’ve been…

  • To keeping it simple!

    When I speak to other people about money, they immediately get nervous. They don’t like talking about it. So I asked one of them, ‘why?’ She said its intimidating, almost like there’s so much to know about it and she knows nothing. That’s because whenever people talk about money, they use so much jargon that…