So you’ve been earning for a while now, and saving like a goodie-two-shoes. But you’re also a badass, so you haven’t started investing yet.
You keep thinking, ‘yeah let me save a little more, what I have right now is not worthy of an investment’.
(Or something along those lines…we’re all guessing here)
I invite you to think about what might be the problem here. You’re not suddenly going to be flush with cash. And by the time you are, your risk-aversion would have increased manifold. So JUST START! Better now than later!
Another problem could be, you’ve been in the market for too short a period and you’re expecting a miracle!
Ok imagine you’re growing a sapling of a tree. You’re not going to look at it everyday and worry about why it hasn’t already SHOT up!
‘Why is it not a tree yet, I’ve watered it for ten days!’ You see the problem? You need to give it time for it to grow.
The amount of money you put in is not the biggest player when it comes to LONG term investing. It’s TIME. I know I know, I sound like a broken record, but I have to keep repeating this. And this isn’t meant to scare off anyone who thinks they’re older. You have time too. You just need to start.
Start with something you will NOT MISS. And remember, you are playing the long game here, so you need to automate the living crap out of it, and forget about it. Go chill.
Where should I invest? Just tell me that much.
As I have said in the very beginning, I am not a financial expert, this will depend on your goals and how long you are willing to weather the market.
Forget about your age, there are 20-somethings who are extremely conservative and 50-somethings who are willing to risk it all. You need to identify where you fall.
Fill out the Goals template that I shared and figure out how to structure your life in order to make it as easy as possible for you.
I will say this. Just START. Yes, it’s your hard earned money, but it’s sitting in your bank and losing its value!
Reach out to me if you want to automate this, I have done it, and I can help you do it too. 🙂
The Money Wellness Studio 
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