Category: Personal Finance
-
‘We’re all in the same boat’
I scream, as we row without any paddles. I spoke about accountability partners in a different post, but there is something comforting about having friends or peers who are just as clueless as you are and are going through similar things you’re going through. It might seem like the blind leading the blind, but there…
-
Lonely island of ‘Overwhelm’
I don’t know about all people, but I have personally had many many failed budgets and have many times failed to create a budget as well. It starts with looking at our spending habits. Unfortunately creating a budget and managing our spending habits are circular lines of reasoning. In order to budget optimally, you need…
-
The Grim Palace
There are so many avenues to research this on. I simply googled term insurance plans, which of course led to a barrage of different advertisements, but after scrolling through them, I went to Policy Bazaar (no this isn’t a paid ad here, I actually went to policy bazaar). There are many things to consider here,…
-
An attempt to simplify
In one of my earlier posts I mentioned index funds. Here, I am going to dive a little deeper into what they are. Ok! So there are two platforms through which shares of any company are traded in India. One is the National Stock Exchange, and the other is the Bombay Stock exchange… also affectionately…
-
Young and merry
If you are in your twenties, then woohoo. Cheers! You are being backed by TIME. The most important thing right now is to develop a discipline around investing. Since you are just starting out in your career, I’m thinking there’s not a lot of income right away, but it also means you probably (most likely)…
-
Accounting in a marriage
I am only going to talk about heterosexual marriages, as I don’t know enough about other types of marriages. I’ll try to invite some same-sex couples to talk about how they tackle their money, but some of the general advice here should hold water for all sorts of marriages. As a woman, I strongly recommend…
-
Murica Peeps
To those who braved the difficult travels and set sail to the New World – How is life people! I know it can be daunting to go to a completely new country and start a life there. ‘How would you know this? You sit in Bangalore and type up all this, you don’t know my…
-
Finding the Middle Ground
One of the many reasons a marriage falls apart is because of money. There is someone in a marriage (or whatever relationship you’re in) not being transparent about money and it breaks down the partnership from within. What does transparency look like? Firstly, if you have any debt, its best to come out and share…
-
Ahhhh. No. I cannot.
I have been depressed and anxious for most of my life. I also have ADHD. It’s a fairly new discovery that I have chanced upon. This diagnosis was an eye opener for me because I just thought I had no hope, and was filled with very many ugly feelings that I wanted to desperately get…
-
I need some help.
When it comes to being disciplined it becomes really difficult to stick to a schedule, especially if you aren’t the disciplined kind. Like yours truly. How can we ensure that we actually achieve the things that we set out to do? Specifically when it comes to managing our money. Hmmm. Just Do it! Yeah. Okay.…
The Money Wellness Studio 